Vision Insurance in North Carolina – Guide to Coverage
Why vision insurance is worth having
Good vision care helps protect both your eyesight and your overall health. Routine eye exams can catch early signs of diabetes, high blood pressure, or glaucoma—issues that often appear before symptoms. Yet most health and Medicare plans don’t include vision benefits. Having vision insurance in North Carolina covers exams, glasses, and contact lenses so you can maintain healthy eyesight without unexpected bills. Security Plus Inc. works with leading carriers to help families, individuals, and seniors in Charlotte, Cornelius, and the Lake Norman region find affordable, practical coverage.
How vision plans work
Most vision plans in NC charge a small monthly premium, usually between $10 and $20 per person. You’ll typically pay a small copay for your annual eye exam, plus receive an allowance toward glasses or contact lenses every 12 or 24 months. Plans may also include discounts on lens upgrades, second pairs, or LASIK. Major networks such as VSP, EyeMed, and Blue Cross NC Vision provide access to optometrists and optical retailers throughout Charlotte and across the state.
What’s covered under a typical plan
Vision insurance usually includes:
- One comprehensive eye exam per year
- Allowance for frames or lenses
- Discounts on additional eyewear or contact lenses
- Lens enhancements like anti-glare or progressive lenses
Medical issues like infections or cataracts fall under regular health insurance, not vision coverage. Security Plus Inc. helps you understand where your plan applies and ensures you have the right mix of medical and vision benefits.
Choosing a vision plan that fits you
When comparing eye care insurance in Charlotte, consider whether your current eye doctor participates in-network and how much you spend on glasses or contacts. Some plans cost a little more but offer higher allowances that save money over time. Many carriers also let you bundle vision with dental coverage, which can simplify billing and add discounts. If you’re already exploring dental coverage, review
Dental Insurance in North Carolina to see how the two work together.