Group life insurance for employees in North Carolina
Why group life belongs in your NC benefits
Group life insurance NC programs are affordable and meaningful for employees and their families. Many Charlotte employers start with a basic amount that is easy to communicate and quick to administer during onboarding. Security Plus Inc. helps you select coverage levels that fit your budget and align with your existing health, dental and vision plans so the overall package feels complete across Cornelius, Huntersville, Davidson and Mooresville.
Employer paid life and voluntary life working together
A common approach is to provide an employer paid basic life benefit and allow employees to add voluntary life through payroll deductions. The basic amount can be a flat dollar value or a multiple of salary, while voluntary options let employees tailor protection for their households. This combination keeps costs predictable for the business and gives employees flexibility.
Policy basics that matter to employees
Coverage amounts can be guaranteed up to a stated limit when employees first become eligible, which simplifies enrollment. Beyond that limit, additional voluntary coverage may require brief health questions. Many policies include options to continue coverage after employment ends through portability or conversion, which your team will appreciate when life changes. Security Plus Inc. explains these features during your rollout so employees know how the benefit works from day one.