Medicare Resources and Frequently Asked Questions for North Carolina
Important forms and helpful links
Here are the most common forms and resources North Carolina beneficiaries use when starting or managing Medicare coverage:
- CMS-40B: Application for Enrollment in Medicare Part B – Use this when you need to add Part B coverage.
- CMS-L564: Request for Employment Information – Proves employer coverage for a Special Enrollment Period.
- Medicare Enrollment Forms Hub – Access the latest versions of all enrollment-related forms.
- North Carolina SHIIP – The state’s free counseling program for Medicare and senior insurance help.
Security Plus Inc. can help you complete these forms, confirm your enrollment periods, and ensure the paperwork is submitted correctly the first time.
Tools to research plans and prescriptions
When comparing Medicare options, start with trusted federal tools:
- Medicare Plan Finder – Search and compare Medicare Advantage and Part D plans by ZIP code, drug list, and pharmacy.
- Medicare & You Handbook – The "Medicare & You" handbook is your official guide to Medicare. Visit this page to view or order the handbook in different languages or formats.
If you want a quick overview of coverage types before using these tools, read our Medicare Insurance Plans page to see how Advantage and Medigap differ.
Quick glossary for first-time users
- Premium – Your monthly payment for coverage.
- Deductible – The amount you pay before Medicare or your plan begins sharing costs.
- Coinsurance – A percentage of costs after your deductible is met.
- Copay – A fixed fee for specific services or prescriptions.
- Maximum Out-of-Pocket – The most you’ll pay in a year under Medicare Advantage.
- Formulary – The list of covered medications under a Part D or Advantage plan.
If any of these terms are confusing or you want help confirming what applies to your plan in Charlotte or Lake Norman, Security Plus Inc. can guide you one-on-one.